Who are we?
We are a financial link specialized in international factoring. Mutuo Capital has arrrived in Colombia, read more in this article.
Mutuo Capital has arrrived in Colombia
Mutuo Capital was created as a financing tool that will allow large and medium-sized companies to compete in the global market, grow in productivity and meet their objectives. We facilitate the payment of international invoices quickly and in advance, streamlining cash flow for the generation of new business, balancing the needs of customers and suppliers.
Based in Florida (U.S.A.), our business plan includes not only the United States and Colombia. We have operations in Mexico, Ecuador, Chile and some Central American countries. In each country we have the support of renowned law firms that advise us in the design of the local legal structure and documentation.
Our company is led from Colombia by Liliana Martínez Castiblanco, a specialist in finance and international senior management, with more than 25 years of experience structuring financial products and services in various entities in the region.
How do we do it?
The supplier requests the invoice discount from our company. We ask for confirmation of the invoice and acceptance of the endorsement. The payer must accept and confirm the payment date to us. Mutuo Capital discounts 80% of the invoice value. At the end, the payer pays to our company the invoice, the invoice is settled and the surplus is returned to the issuer.
We disburse within two (2) to three (3) business days. It is easy and fast for suppliers to access Mutuo Capital to request a discount on their invoices. Final settlement and reimbursement is done in two (2) to three (3) business days. Under any technological environment with payers, the interaction is secure. We have the availability of reports on a permanent basis.¿Qué beneficios tienen los proveedores con Mutuo Capital?
What benefits do suppliers have?
With our company, invoices are discounted only in USD, avoiding the risk of currency exchange. We eliminate the risk of non-payment. Your company will have immediate liquidity, strengthening the credit evaluation. It can be more agile than discounting with the client due to treasury procedures. It frees the credit quota assigned to the client, allowing him to do new business. Our suppliers improve their portfolio turnover and cash flow indicators.
What benefits does the payer have?
Mutuo Capital is an excellent complementary tool for local factoring programs. We facilitate payment to international suppliers under a single tool. We help in the relationship with suppliers. The financial cost of the transaction is assumed by the invoice issuer. It continues to be a supplier credit. It does not involve exchange rate risk since the entire transaction is made in USD.
In conclusion, Mutuo Capital is the leverage that entrepreneurs are needing to improve their working capital flows and increase their exports, with the peace of mind that they will have a quick return on their receivables.
Find out more about the exact process of International Factoring! Contact us.