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International Factoring & invoice receivable discounting
Mutuo Capital helps large and mid-sized companies compete globally, boost productivity, and achieve growth goals. We provide the financial leverage you need to improve cash flow, strengthen working capital, and expand your international trade and exports, all while giving you the peace of mind of quick payment on your receivables.
Headquartered in Florida, we operate across the United States, Colombia, Mexico, Ecuador, Chile, and select Central American countries. Backed by robust financial resources and a leadership team with over 25 years in the financial sector and 40 years in business, we deliver the expertise and support to help your company thrive worldwide.
Liliana Martínez Castiblanco
Liliana Martínez Castiblanco – Chief Executive Officer
With over 25 years of experience in finance, Liliana brings deep expertise in financial analysis, corporate restructuring, investment projects, mergers, and the sale and acquisition of companies. She has led credit structuring for multinational corporations and managed complex international operations.
As CEO of Mutuo Capital, Liliana drives the company’s purpose and mission, overseeing strategic planning and operational execution. Known for her global vision and strategic mindset, she ensures the business stays focused on growth and impact.
Outside of work, Liliana is passionate about wildlife and animal welfare.
Felipe Lozano
Felipe Lozano - General Director
Felipe is a seasoned finance executive with more than 30 years of leadership in the financial and industrial sectors, including the textile and real estate industries. He has served on multiple business and trade association boards, earning a reputation as a results-oriented leader.
At Mutuo Capital, Felipe guides the company’s strategic direction, manages investor relations, and oversees operations with a focus on efficiency, productivity, and performance.
An avid sports enthusiast, Felipe is a dedicated marathon runner and accomplished cyclist.
Mike Peisach
Mike Peisach - Chief Operating Officer
A University of Pennsylvania-trained engineer, Mike began his career at Grupo Phoenix, where he spearheaded new product execution and innovation initiatives in R&D. He is currently a partner at Category Five Ventures, investing in technology, real estate, and sustainability projects.
As COO of Mutuo Capital, Mike leads technology development to drive solutions in the financial sector. He manages Latin American operations, developing and implementing strategies that position the company for future growth.
A believer in balanced living, Mike embraces a healthy lifestyle through fitness, nutrition, and a positive mindset.
What do we do?
International Factoring, Liquidity for your business
One of the biggest challenges companies face is offering payment terms to their customers, especially when dealing with large, well-known companies that often extend supplier payment timelines. While these accounts receivable may be secure, they can strain the liquidity every business needs to operate and grow. Our international factoring solutions turn your receivables into immediate cash, helping you maintain healthy cash flow and financial stability.
Bank Credit vs. International Factoring
For many local businesses, entering international markets is challenging, particularly when it comes to securing favorable financing for imports and exports. Access to credit is often limited, and most local banks are unable to support international operations due to legal restrictions. International factoring removes these barriers, giving you the working capital to grow your cross-border business without relying on traditional bank loans.
Industries
Why should suppliers work with Mutuo Capital?
- Reduce Risk – Discount invoices in USD to avoid exchange rate fluctuations.
- Increase Speed – Access funds faster than client-based discounting through streamlined treasury processes.
- Unlock New Business – Free up your client’s credit quota to enable additional business.
- Guarantee Payments – Grow your business without increasing your debt burden.
- Optimize Cash Flow – Improve portfolio turnover and strengthen liquidity.
- Support Seasonality – Secure funding during peak sales periods.
- Adapt to Your Needs – Tailor solutions to your business cycle, invoices, and collections.
- One place: we facilitate payment to suppliers from several countries under a single tool.
- Relationship management: assistance in liaising with suppliers.
- Invoicing: the financial cost is borne by the issuer of the invoice.
- It is not a financial debt: it remains a supplier credit.
- Exchange rate: no exchange risk, since all transactions are made in USD.
Benefits for
Payers
Contact
International Factoring Blog
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